:root{
  --nav-bg:#ffffff;
  --blue-900:#0b2a4a;
  --blue-800:#0e3a67;
  --blue-700:#114d89;
  --blue-600:#1e5fd6;
  --blue-500:#2f8cf2;
  --ink:#0b1220;
  --muted:#46576f;
  --card:#ffffff;
  --border: rgba(11,18,32,.10);
  --shadow: 0 18px 45px rgba(11,18,32,.12);
  --shadow2: 0 10px 24px rgba(11,18,32,.10);
  --orange:#f97316;
  --orange2:#f59e0b;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family: ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  color:var(--ink);
  background:#f4f8ff;
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:0 auto;padding:0 18px}

/* Header */
.header{
  background:var(--nav-bg);
  border-bottom:1px solid var(--border);
  position:sticky; top:0; z-index:50;
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  gap:16px; padding:14px 0;
}
.brand{display:flex;align-items:center;gap:12px;min-width:240px}
.brand img{height:44px;width:auto;display:block}
.navlinks{display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:center}
.navlinks a{
  color:#123a66;font-weight:700;font-size:14px;letter-spacing:.2px;
  padding:8px 6px;border-bottom:2px solid transparent;
}
.navlinks a:hover{border-bottom-color:rgba(47,140,242,.35)}
.navlinks a.nav-cta{background:linear-gradient(180deg,var(--orange2),var(--orange));color:#fff;border-radius:999px;padding:8px 12px;border-bottom:none}
.navlinks a.nav-cta:hover{filter:brightness(1.03)}
.header-cta{display:flex;align-items:center;gap:10px;min-width:240px;justify-content:flex-end}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  padding:12px 18px; border-radius:10px; font-weight:900; letter-spacing:.3px;
  border:1px solid rgba(0,0,0,0.06); box-shadow: var(--shadow2); cursor:pointer;
}
.btn.primary{background:linear-gradient(180deg,var(--orange2),var(--orange));color:#fff}
.btn.primary:hover{filter:brightness(1.03)}
.btn.secondary{background:#fff;color:#123a66;border:1px solid rgba(18,58,102,.18);box-shadow:none}
.btn.secondary:hover{background:rgba(47,140,242,.06)}

/* Hero */
.hero{
  background:linear-gradient(120deg, rgba(11,42,74,.92), rgba(17,77,137,.85) 45%, rgba(47,140,242,.70));
  color:#fff; position:relative; overflow:hidden;
}
.hero::before{
  content:""; position:absolute; inset:-80px -120px auto -120px; height:380px;
  background:
    radial-gradient(420px 260px at 18% 30%, rgba(255,255,255,.15), transparent 65%),
    radial-gradient(420px 260px at 60% 20%, rgba(255,255,255,.10), transparent 70%),
    radial-gradient(520px 320px at 88% 40%, rgba(249,115,22,.18), transparent 70%);
  pointer-events:none;
}
.hero-inner{
  position:relative;
  display:grid;
  grid-template-columns: 1.15fr .85fr;
  gap:26px;
  align-items:center;
  padding:54px 0 42px;
}
@media(max-width:980px){.hero-inner{grid-template-columns:1fr}}
.h1{font-family:Georgia,"Times New Roman",serif;font-size:54px;line-height:1.05;letter-spacing:-.8px;margin:0 0 12px}
@media(max-width:520px){.h1{font-size:40px}}
.lede{font-size:18px;color:rgba(255,255,255,.86);max-width:58ch;margin:0 0 18px}
.checklist{margin:18px 0 22px;padding:0;list-style:none}
.checklist li{display:flex;align-items:flex-start;gap:10px;margin:10px 0;font-weight:800;font-size:18px;color:rgba(255,255,255,.92)}
.check{width:22px;height:22px;border-radius:6px;background:rgba(34,197,94,.16);border:1px solid rgba(34,197,94,.35);display:inline-flex;align-items:center;justify-content:center;margin-top:2px}
.check svg{width:14px;height:14px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-photo{border-radius:18px;overflow:hidden;border:1px solid rgba(255,255,255,.22);box-shadow:0 28px 70px rgba(0,0,0,.25);background:rgba(255,255,255,.08)}
.hero-photo img{width:100%;height:auto;display:block}

/* Sections */
.section{padding:46px 0}
.section h2{font-family:Georgia,"Times New Roman",serif;font-size:34px;margin:0 0 12px;color:#0b2a4a}
.grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:980px){.grid{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:22px;box-shadow:var(--shadow2)}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px}
@media(max-width:980px){.kpis{grid-template-columns:1fr}}
.kpi{background:linear-gradient(180deg, rgba(47,140,242,.10), rgba(47,140,242,.03));border:1px solid rgba(47,140,242,.18);border-radius:14px;padding:16px}
.kpi b{display:block;font-size:28px;color:#123a66}
.kpi span{color:var(--muted);font-weight:700}

/* Forms */
form{display:grid;gap:12px}
label{font-size:13px;color:var(--muted);font-weight:800}
input,select,textarea{width:100%;padding:12px 12px;border-radius:12px;border:1px solid rgba(18,58,102,.18);background:#fff;font-size:15px}
input:focus,select:focus,textarea:focus{outline:none;border-color:rgba(47,140,242,.55);box-shadow:0 0 0 4px rgba(47,140,242,.16)}
textarea{min-height:120px;resize:vertical}
.small{font-size:13px;color:var(--muted)}
.notice{border-left:4px solid rgba(249,115,22,.70);background:rgba(249,115,22,.10);padding:12px 12px;border-radius:12px;color:#5b3a1a;font-size:13px}

/* Footer */
.footer{padding:34px 0;color:#5b6f86;background:#fff;border-top:1px solid var(--border);font-size:13px}
.footer a{color:#5b6f86;text-decoration:underline}


/* Enhanced Primary Button */
.btn.primary {
  background: linear-gradient(135deg, #ff8a00, #ff5a1f);
  color: #ffffff;
  border: none;
  font-weight: 700;
  letter-spacing: 0.4px;
  transition: all 0.15s ease-in-out;
}

.btn.primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(255, 90, 31, 0.35);
}

.btn.primary:active {
  transform: translateY(0);
  box-shadow: 0 4px 10px rgba(255, 90, 31, 0.25);
  opacity: 0.9;
}

.btn.primary:disabled {
  background: #cbd5e1;
  cursor: not-allowed;
  box-shadow: none;
}

.subhead{font-size:18px;opacity:.9;margin-top:10px;max-width:52ch;}


/* --- FAQ + Content polish (vFinal) --- */
.muted{color:var(--muted)}
.eyebrow{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:rgba(255,255,255,.78);font-weight:800}
.lead{font-size:18px;line-height:1.55;color:rgba(255,255,255,.92);max-width:58ch}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;margin-bottom:14px}
.section-head h2{margin:0}
.section.alt{background:linear-gradient(180deg, rgba(11,42,74,.03), rgba(11,42,74,.00))}
.hero-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:18px;padding:18px 18px 16px;backdrop-filter:blur(8px);box-shadow:0 18px 40px rgba(0,0,0,.12)}
.hero-card p{margin:10px 0 12px;color:rgba(255,255,255,.92)}
.mini-title{font-size:12px;letter-spacing:.10em;text-transform:uppercase;color:rgba(255,255,255,.78);font-weight:900}
.mini-list{margin:0;padding-left:18px;color:rgba(255,255,255,.92)}
.mini-list li{margin:8px 0}

.faq-list{display:grid;gap:12px}
.faq-item{background:var(--card);border:1px solid var(--border);border-radius:16px;padding:0;box-shadow:var(--shadow2);overflow:hidden}
.faq-item summary{cursor:pointer;list-style:none;padding:16px 18px;font-weight:900;color:var(--blue-900);display:flex;align-items:center;justify-content:space-between;gap:14px}
.faq-item summary::-webkit-details-marker{display:none}
.faq-item summary::after{content:"+";font-weight:900;color:var(--orange);font-size:18px}
.faq-item[open] summary::after{content:"–"}
.faq-answer{padding:0 18px 16px 18px;color:var(--text);line-height:1.7}
.faq-answer p{margin:10px 0 0 0}

.card.positive{border-color:rgba(11,42,74,.14)}
.card.negative{border-color:rgba(249,115,22,.28)}
.checklist{list-style:none;margin:14px 0 0 0;padding:0}
.checklist li{position:relative;padding-left:28px;margin:10px 0;line-height:1.55}
.card.positive .checklist li::before{content:"✓";position:absolute;left:0;top:0;color:var(--blue-900);font-weight:900}
.card.negative .checklist li::before{content:"✕";position:absolute;left:0;top:0;color:var(--orange);font-weight:900}
.note{margin-top:14px;padding:12px 12px;border-radius:14px;background:rgba(11,42,74,.04);border:1px solid rgba(11,42,74,.10);color:var(--text);font-size:14px}
.card.negative .note{background:rgba(249,115,22,.06);border-color:rgba(249,115,22,.18)}

.cta-slab{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 18px;border-radius:18px;background:linear-gradient(120deg, rgba(11,42,74,.06), rgba(249,115,22,.06));border:1px solid var(--border);box-shadow:var(--shadow2)}
.cta-slab h2{margin:0}
.cta-actions{display:flex;gap:10px;flex-wrap:wrap}

.btn{transition:transform .12s ease, filter .12s ease, box-shadow .12s ease}
.btn:hover{filter:brightness(1.03)}
.btn:active{transform:translateY(1px)}
.btn.is-loading{position:relative;pointer-events:none}
.btn.is-loading::after{content:"";width:14px;height:14px;border-radius:50%;border:2px solid rgba(255,255,255,.6);border-top-color:rgba(255,255,255,0);display:inline-block;margin-left:10px;vertical-align:-2px;animation:spin .8s linear infinite}
.btn.primary.is-loading::after{border-color:rgba(255,255,255,.75);border-top-color:rgba(255,255,255,0)}
@keyframes spin{to{transform:rotate(360deg)}}

@media (max-width: 860px){
  .section-head{align-items:flex-start;flex-direction:column}
  .cta-slab{flex-direction:column;align-items:flex-start}
}

.trustline{margin-top:10px;color:rgba(255,255,255,.9);font-weight:600;font-size:14px}


/* --- Visibility fix: Media page outlet list bullets --- */
.checklist{
  list-style: disc !important;
  padding-left: 1.35rem !important;
}
.checklist .check{display:none !important;}
.checklist li{
  color:#0b2a4a !important;
  font-weight:600;
  line-height:1.6;
  margin-bottom:.75rem;
}
.checklist li span{
  color:#0b2a4a !important;
  font-weight:600;
}
.checklist li::marker{
  color:#f97316;
}